FIGHT BACK

This page will report all problems that involve consumer fraud and businesses that are not reputable.  If you have had problems with a business, first report it to your local District Attorney. You don't have to be ripped off.....fight back.........

.......and you don't have to shop there !!!!

If you are not happy with the performance of any elected official...don't keep re-electing them

WARNING to LASSEN COUNTY RESIDENTS

If you need an attorney, hire one outside of Lassen County

These Area Codes are from foreign countries and are used for scams: 242 Bahamas, 246 Barbados,268 Antigua, 284 British Virgin Islands, 349 Cayman Islands, 441 Bermuda, 473 Grenada, 649Turkey, 664 Montserrat, 721 St. Maarten, 758 St. Lucia, 767 Dominica, 784 St. Vincent & Grenadines, 809, 829, 849 Dominican Republic, 868 Trinidad & Tobago, 869 St. Kitts & Nevis, 876 Jamaica

If you don't recognize the phone number, don't answer

IBEW PENSION PROBLEMS?

Safe and Free Credit Report

annualcreditreport.com

TODAY, 10/20/09: Citi Bank announces that they have released

22 Billion Dollars in corporate Bonuses

TODAY: Citi Bank sent notices to all of their customers

raising their interest rates by 12% due to "increased business expenses".

Senator Dodd's credit card reform bill passed on May 22, 2009 and was signed into law by President Obama. This new law prevents credit card companies from increasing rates to their customers for "business expenses". Unfortunately,  this law does not go into effect until 2010.   

THE  BAILED OUT BANKS CONTINUE TO ABUSE CONSUMERS

$23.7 BILLION DOLLAR POLICIES

"Citi" group is the worst of the worst

1. Immediately after the bank bailout, the banks sent letters to their consumers announcing rate increases. Some rates reached 37.9%.

2.These same bailed out banks are charging anywhere from $35-$39 for late fees and overdraft charges. This is a $23.7 billion dollar policy.

3. Consumers are reporting that banks are holding customers credit card payments until after the due dates in order to charge late fees.

4. Consumers are being charged interest on these late fees and overdraft charges. $4.3 Billion dollar policy

5. Banks are charging $5.00 to $15.00 for payments by phone or internet payments.

1. Call your Senator or Congressman and report abuses. Congress is working on legislation to stop these abuses. They need to hear from you.  Congress is working on a bill to prevent abuses by credit card companies, but it doesn't go far enough.

2. Call your Credit Card Company and demand a reduction in your interest rate.

3. Call your Credit Card Company and ask that the late charges be taken off and ask for a refund on the interest charged on those late charges.

Be pro-active, it works

4. Congress passed a law on 9/15/09 so Credit Card companies cannot charge any fee for phone payments.

5. Send your payment with "delivery confirmation" if your Credit Card company is holding your payments in order to charge late fees.

6. STOP USING THESE CARDS and shop around for credit cards with lower interest rate. Credit Unions are the most affordable or local banks.

Mortgage Companies insurance Scam

Mortgage companies have a new way to make money. They are sending out letters telling their customers that their insurance policy has lapsed. Then they buy insurance for you and add the premium to the loans.

The problem is that the insurance policies have not lapsed.

The mortgage company then sends out a loan modification agreement to take the insurance premium off your loan but the real reason is that they change your mortgage rate.

READ THE FINE PRINT

PHONE "BILLING" SCAM

ESBI is billing phone company accounts from $11.95 to $14.95 a month for "Emergency Voice Mail" services that were never ordered.

This bogus company calls you and verifies who they are talking to and verifies your phone number and then bills your local phone company (cell phone numbers are vulnerable also) a monthly charge until you cancel it. ESBI does not offer any services at all but is allowed to send bills to your local phone company as a "BILLING AGENT".

If you have ESBI "toll" charges on your account you can do the following:

Call 1-800-460-0078 and get a credit for all the months charged or FAX your request to 1-813-449-5163 or e-mail your request for credit to support@myNationwideAsist.com or mail your request for a credit to: ESBI, Processing Center, P.O. Box 15624, Clearwater, FL 33766.

If you are interested and have a few minutes to spare, Google ESBI.  This is a nationwide scam.

Changing Satellite Companies may not be so easy.

DISH will not cancel an account but puts your account "on hold".

What happens, your service charges continue. If you pay by check every month, you're okay, but if you do auto-pay the charges continue on your credit card.

Consumers can write and dispute these charges by writing Dish at:

Echostar

Dispute Resolution

P.O. Box 9040

Littleton, Co 80120

or contact your credit card company and dispute the charges. Keep a record of who you talk to, the times and the dates.

Social Security Help

Rep. John Doolittle-(202) 225-2511

Senator Barbara Boxer-(916)448-2787

Senator Dianne Feinstein-(415)393-0707

LOTTO SCAM IN LASSEN COUNTY

Old scam...you send a check to them for $2,845.00 and keep their check for $2995.70. You must send your check before they authorize you to cash their check.

FIGHT BACK-THROW IT AWAY

Kan We Help called the 1-403-667-8720 telephone number. Here's the scam......A lady will answer the phone claiming that she is in Ontario, Canada. We gave her a phony name, phony "Winner Code" and "Reference number". She paused to verify it and then began to give instructions for the $120,000 prize.

She said that we were one out of 18 winners. The lotto was in Dublin, Ireland. She gave instructions to buy a Money Order for the $2,845 "clearance fees" and to call back with the Money Order number. Then, you are to mail the Money Order to

Cindy Huffan at 2540 Missan, Ontario, Canada, 83yin5

You are instructed to wait two days to deposit their check and not to tell anyone about the transaction. Your prize will then arrive by UPS. You must have two forms of identification.

GRAND JURY COMPLAINT FORMS

Available at:

220 S. LASSEN STREET, STE. 6

SUSANVILLE, CA 96130

530-251-8228  

2006-2007 Grand Jury Members

Lassen County Bad Check Program

FIGHT BACK, Call the Lassen County District Attorney's office, for details, if you or your business have accepted a bogus check. Call (530)-251-8283 

BOYCOTT     WAL MART

www.walmartwatch.com

It's true, Wal Mart is the Worst employer in the United States

Communities all over the nation are saying NO to Wal Mart stores.

WAL-MART HURTS LOCAL BUSINESSES link

They ruin communities and small businesses. 

Lassen County, support your "local" businesses

DOG BITES

Contact Attorney Kenneth Phillips

Kenneth Phillips is regarded as the nation's leading authority in dog bite law. His practice is devoted exclusively to representing dog bite victims throughout the United States and is California's leading dog-bite lawyer. 

Contact Attorney Kenneth Phillips for dog bite lawsuits   e-mail: kphillips@dogbitelaw.com

Beware of DBK Solar Panels  

JURY SCAM

The Lassen Superior Court  Jury staff does not call local citizens and ask for social security numbers, credit card numbers, bank account numbers or any sensitive information. If you receive a call from anyone claiming they work for the Lassen Superior Courts and they ask for sensitive information call the Jury Commissioner at 251-8109

INTERNAL REVENUE SERVICE

CAUTION

There is a virus being sent, allegedly from the IRS.  DO NOT OPEN IT. It may be a scam or worse.....contain a fatal virus. 

THE IRS ADDRESS SHOULD CONTAIN  "irs.gov"

 BANNER LASSEN MEDICAL CENTER

Banner Medical Center has  a Complaint Coordinator. You can file a complaint with Pam Novosad. Ms. Novosad is Banner Medical Center's PFS Manager/Complaint Coordinator

Complaints can be filed at 1800 Spring Ridge Drive, Susanville, CA 96130 (530) 252-2000. There website is BannerHealth.com. . A letter can also be sent to the Department of Health Services, 1367 E. Lassen Avenue, Suite B-1, Chico, CA 95926. (530-895-6711

Bothered by telephone solicitors.

    1. Register with the "Nuisance Calls" at 1-800-236-5688

2.Register also with the "National Do Not Call Registry"...............www.donotcall.gov

PUBLIC BEWARE

"SICK TV" TRUCK 

Reno Small Claim Cases Filed Against This Company

LASSEN COUNTY CITIZENS 

Beware:  "AUDIO VIDEO SERVICE, CO" 

Confirmed Reno Business Licensed registered to James David Harwin 

The Reno Better Business Bureau  has 27 complaints filed against this company in the last three years. The Reno BBB has deemed this company as an "UNSATISFACTORY BUSINESS DUE TO THE FAILURE TO RESPOND TO COMPLAINTS".  THIS BUSINESS IS NOT A MEMBER OF THE RENO BETTER BUSINESS BUREAU. 

This is a "Sick TV",  TV fixit truck, from Reno, that comes to Lassen County to fix TV's but they do not want to return the TV..... they quote a low price to repair the TV and then ransom the TV off for a higher amount. They don't take checks because they said that people stop payment on the checks..... No kidding...... 

This company has had four complaints within the last six months (COPIES OF COMPLAINTS HAVE BEEN REQUESTED)

Nevada Consumer Affairs Division (775-688-1800) Form to file a complaint

Reno Better Business Bureau (775-322-0657) Form to file a complaint

If you are a victim and want to file a small claims action against this company: call the City of Reno Business Department, (775)325-6501. They will send you a packet to file a claim. 

If you are a victim call the Lassen County District Attorney (530-251-8283) or the Nevada State Attorney General's office (775-688-1818) or Reno District Attorney (775-328-3200). 

Confirmed Reno Business License registered to James David Harwin 

Reno Business License #17267, expires 12/31/05

Audio Video Service, Company

4690 Longley Lane, Suite 14

Reno, Nevada 89502

775-829-7311